Fire & Specified or Allied Perils


This form of insurance designed to cover insured properties whilst at specified locations and is essential for all types of property irrespective of whether personal or commercial.  All movable or immovable property, which is broadly categorized as follows whilst at specified locations, can be covered under this type of Policy: 

- Buildings 
- Plant, Machinery, Equipments & Accessories 
- Stock in trade 
- Other Contents (Furniture, Fixtures, Fittings, Office Equipments, etc.)

Risks Covered

There are two options of cover available under this category to insure property. 

1. Basic cover - Insurance against loss or damage to property due to Fire and Lightning only. 
2. Loss &/or damage to property due to Fire, Lightning plus a host of Allied (Specified) Perils such as :
  • Storm, Tempest and Flood
  • Bursting of Water Tanks, Apparatus or Pipes
  • Aircraft Damage
  • Impact Damage
  • Explosion
  • Riots And Strike
  • Malicious Damage
  • Earthquake
  • Tsunami

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